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Gold Loan

Get upto 85% of value for your gold.

At Indus Credit Limited, we provide instant financial support through quick loans against your gold ornaments with minimal documentation and the best value for your gold. Whether it’s an unexpected medical expense, business need, or personal requirement, our gold loans offer a flexible, affordable, and hassle-free solution. Your gold remains safe and secure in our well-protected facilities while you enjoy complete peace of mind.

Quick loan disbursal in 3 steps

01

Visit the nearest Indus Credit Limited branch with your gold. Find nearest branch

https://induscredit.co.in//branches

02

Provide your ID proof, address proof and gold to get an instant approval

Document Accepted: Passport, Electoral card, Aadhaar card, Driving licence, Electricity bill, Gas bill

03

Speed Process Calculator at Indus Credit Limited

The speedy in house gold valuation ensures that you get the loan amount in your account or in cash within 5 minutes of valuation

Documents Required
  • Passport
  • Electoral Card
  • Aadhar Card
  • Driving Licence
  • Electricity Bill
  • Gas Bill etc
Proof Of Identity
  • Passport
  • Electoral Card
  • Aadhar Card
  • Driving Licence
  • Electricity Bill
  • Gas Bill etc

Our Policy Statutes

Ethics:

For us at Indus Credit Limited, customers are most important and we understand their need and urgency and act accordingly for fast disbursal of loan.

Values:

We are guided by the legacy of strong values which is humane and responsive to the needs of the society.

Reliability:

Our customers have reposed great faith in us and our reliability has brought us much goodwill and stood the test of time in the last 29 years.

Trustworthiness:

We pledge loyalty to our customers, fairness in our operations and transparency in our practices.

Integrity:

The value is innate to a corruption-free atmosphere and an open work culture.

Good Will:

Within the states of Kerala and Tamilnadu, the company's presence has been felt and we are growing each day.

Key Terms to Note

  • Total number of days will be calculated from the loan date.
  • If the loan is not closed/renewed within the slab days, rate of interest will change with respect to total number of days.
  • If the loan is not closed/renewed within the loan period, overdue interest will apply from the loan date.
  • Interest should be serviced monthly.
  • Available in selected branches only.
  • No principal repayment/part interest repayment within minimum interest days, in such cases loan shall be renewed by closing the same.
  • Above mentioned conditions are applicable to all schemes.

Schemes & Interest Rates

Scheme S1 S2 S3
LTV 85% 80% 75%
Tenure 180 Days 180 Days 180 Days
Remarks A minimum interest will be for 7 days, subject to minimum Rs 50.
Slab Rate Of Interest
Up to 180 Days 24%
Above 180 Days 28%
Rates and terms are subject to change without prior notice.
Scheme S4-85 S4-80 S4-75
LTV 85% 80% 75%
Tenure 150 Days 150 Days 150 Days
Remarks A minimum interest will be for 7 days, subject to minimum Rs 50.
Slab Rate Of Interest
Up to 30 Days 18%
Up to 150 Days 24%
Up to 150 Days 28%
Rates and terms are subject to change without prior notice.
Scheme S5-85 S5-80 S5-75
LTV 85% 80% 75%
Tenure 150 Days 150 Days 150 Days
Remarks A minimum interest will be for 7 days, subject to minimum Rs 50.
Slab Rate Of Interest
Up to 150 Days 14%
Above 150 Days 24%
Above 150 Days 28%
Rates and terms are subject to change without prior notice.
Scheme AGRO 3M-85 AGRO 3M-80 AGRO 3M-75
LTV 85% 80% 75%
Tenure 90 Days 90 Days 90 Days
Remarks A minimum interest will be for 7 days, subject to minimum Rs 50.
Slab Rate Of Interest
Up to 30 Days 18%
Above 90 Days 24%
Above 90 Days 26%
Rates and terms are subject to change without prior notice.
Scheme 6M-T/O-85 6M-T/O-80 6M-T/O-75
LTV 85% 80% 75%
Tenure 30 Days 30 Days 30 Days
Remarks A minimum interest will be for 7 days, subject to minimum Rs 50.
Slab Rate Of Interest
Up to 30 Days 18%
Above 90 Days 24%
Above 180 Days 26%
Above 180 Days 26%
Rates and terms are subject to change without prior notice.
Register Now Download Brochure

Phone Number

04842341288

E-mail

info@induscredit.co.in

Emergency

04842341289